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E-bike charging cost and savings calculator

A full charge of a 500Wh e-bike battery costs about 15.5p. Swap a car commute of 5 miles each way for an e-bike and you could save around £390 a year in energy.

Your journey

I'd swap a car journey of miles each way, days a week.

My car does mpg, and fuel costs p a litre.

2,300 car miles a year Only count trips you'd otherwise drive, and use your car's real-world UK mpg.

More options 46 weeks a year · 26.32p/kWh electricity · 85% charging efficiency · 15Wh per mile Change
weeks

Allow for holidays and days you won't ride.

p/kWh

Use the unit rate on your bill. Enter 0 for genuinely free charging.

%

85% allows for energy lost while charging. This is an estimate, not a measurement.

Wh per mile

15 is a planning assumption. Hills, cold, load and assistance level change it.

Reset example

Your estimate

Estimated energy saving

£390 a year

£32.53 a month · 2,300 car miles a year

Car fuel£401

E-bike charging£11

Cost per full charge

15.5p

for a Wh battery

Look for Wh on the battery label, or multiply volts by amp-hours.

Purchase payback

46.1 months

on a £ bike and kit

Include the bike, delivery and any initial equipment.

Per mile: car fuel 17.44p · e-bike charging 0.46p

Energy costs only, including charging losses. Servicing, insurance, parking, depreciation and ongoing car costs are not included.

How much does it cost to charge an e-bike?

Fully charging a 250Wh to 500Wh e-bike battery costs roughly 8p to 16p at our October – December 2026 example rate of 26.32p/kWh. That allows for 15% charging losses: at 85% efficiency, replenishing a 500Wh battery draws about 588Wh from the mains.

Illustrative full charge costs at 26.32p/kWh and assuming 85% charging efficiency.
Battery capacityElectricity drawn from the mainsCost per full charge
250Wh0.29kWh7.7p
400Wh0.47kWh12.4p
500Wh0.59kWh15.5p

Costs assume full charge from empty at 85% charging efficiency. Topping up a part-empty battery will cost proportionally less.

Your battery's capacity is usually printed on its label in watt-hours (Wh). If it only shows volts (V) and amp-hours (Ah), multiply them: a 36V, 13.9Ah battery holds about 500Wh.

Your own cost depends on your tariff. A fixed or off-peak tariff may be cheaper than the price cap average, so if you know your unit rate, enter it under More options in the calculator for a closer figure.

E-bike vs car: fuel and charging costs per mile

On our example assumptions, car fuel costs 17.44p a mile and e-bike charging costs 0.46p a mile. Replacing a five-mile commute each way, five days a week for 46 weeks (2,300 miles a year), saves about £390 a year in energy.

Energy-only comparison for the example 2,300-mile annual commute.
TravelAssumptionsCost per mileCost for 2,300 miles a year
Car fuel45mpg (UK gallons), 172.6p per litre17.44p£401
E-bike charging15Wh per mile, 85% charging efficiency, 26.32p/kWh0.46p£11
DifferenceEnergy saving16.97p£390

This calculator compares energy only. Hills, rider weight, assist level and cold weather can all raise an e-bike's consumption, and short car trips often use more fuel than a car's official economy figure suggests.

How long could an e-bike take to pay for itself?

At about £390 a year in energy savings, a £1,500 bike and initial kit would take roughly 46 months to recover its purchase price through energy savings alone.

Energy-only purchase payback for the example commute.
Bike and initial kitEnergy-only payback
£1,00030.7 months
£1,50046.1 months
£2,50076.9 months

These are illustrative figures for the example commute. Payback is longer if you ride fewer days, and shorter if your car uses more fuel or you replace longer journeys. They cover the purchase price only: maintenance, replacement batteries and other running costs are not included.

How the calculator works

The calculator works out your annual mileage, then the cost of fuelling a car and charging an e-bike over the same distance. One UK gallon is 4.54609 litres.

In these formulas, charging efficiency is a decimal (85% = 0.85) and prices are in pounds (26.32p/kWh = £0.2632; 172.6p per litre = £1.726), although the calculator's form accepts pence.

1. Annual miles
One-way distance × 2 × days per week × weeks per year.
2. Car fuel cost
(Annual miles ÷ UK mpg) × 4.54609 × price per litre in pounds.
3. E-bike charging cost
(Annual miles × Wh per mile) ÷ (1,000 × charging efficiency) × price per kWh in pounds.
4. Cost of a full charge
Battery Wh ÷ (1,000 × charging efficiency) × price per kWh in pounds.
5. Annual saving and payback
Annual saving = car fuel cost − e-bike charging cost. Payback in months = (bike and kit cost ÷ annual saving) × 12.

If there is no positive energy saving, the tool does not show a payback period. A zero purchase cost is shown separately. Battery capacity affects the full-charge cost; annual charging costs depend on mileage and Wh per mile.

Assumptions and sources (updated October 2026)

Last updated:

Every default below can be changed in the calculator. Illustrative defaults are example values, not measured or independently established figures.

Sources and illustrative assumptions behind the default calculation.
AssumptionDefaultSource
Electricity price26.32p/kWhOfgem: average Direct Debit unit rate in Great Britain, 1 October–31 December 2026
Charging efficiency85%Illustrative default
E-bike consumption15Wh per mileIllustrative default
Battery capacity500WhIllustrative size
Car fuel economy45mpg (UK gallons)Illustrative
Fuel price172.6p per litreIllustrative default
Example journey5 miles each way, 5 days a week, 46 weeks a yearIllustrative
Bike and initial kit£1,500Illustrative

Ofgem's price cap is reviewed every three months, and actual unit rates vary by region and tariff. For October to December 2026, Ofgem says VAT is not charged on electricity for customers covered by the cap.

The UK gallon conversion is listed in the UK units-of-measurement schedule.

What this calculator doesn't include

The calculator compares the energy cost of the same journeys by car and by e-bike, plus the time the bike's purchase price takes to recover from those savings. It is a modelled example, not a measured cost, survey result or riding trial.

It does not include:

  • E-bike servicing, tyres, brake pads and other maintenance
  • Replacement batteries
  • Insurance for either the bike or the car
  • Depreciation
  • Parking
  • Ongoing car costs such as tax, MOT, servicing and finance
  • Any change to how far or how often you travel

Is this the same as a Cycle to Work calculator?

No. This tool compares energy costs and estimates purchase payback; it doesn't calculate salary sacrifice or tax savings.

Cycle to Work calculators estimate how much you could save on the price of a bike by paying through your employer's scheme. If you're buying that way, use your scheme provider's calculator for the purchase saving, then enter the price you'll actually pay as the bike cost here to see your energy-only payback.

E-bike costs and savings: FAQs

How much money can an e-bike save compared with a car?

It depends on the miles you actually stop driving, your car’s fuel economy and your fuel and electricity prices. The worked example on this page replaces 2,300 car miles a year and saves about £390 in petrol versus charging costs. Parking and other ownership costs are excluded.

Can I use this calculator for a diesel car?

Yes. Enter your diesel price per litre and your car’s real UK miles per gallon. The fuel-cost calculation is the same for petrol and diesel. This tool does not compare electric cars.

How long does an e-bike take to pay for itself?

Divide the bike and initial kit cost by the annual energy saving, then multiply by 12 for months. At a £1,500 purchase cost and about £390 annual saving, the example takes roughly 46 months. Maintenance and other ownership costs can change the actual payback.

What electricity rate should I use?

Use your own electricity unit rate in pence per kWh, including VAT where applicable. The starting 26.32p/kWh is an example based on Ofgem’s October–December 2026 average Direct Debit rate. It is not a live tariff feed. Standing charges are excluded because charging a bike does not normally add a separate standing charge.

What does Wh per mile mean?

Watt-hours per mile measure battery energy used over distance. You can estimate this by dividing usable battery capacity in Wh by the miles you achieve. The starting 15Wh per mile is a planning assumption; your assistance level, hills, weight, weather and stops affect it.

Does this include servicing, insurance, parking or car depreciation?

No. The ongoing comparison covers car fuel and e-bike electricity. The purchase input is used to estimate payback. Add your initial equipment to that input, and consider servicing, insurance, parking and other costs separately. Keeping your car means many fixed car costs will continue.

Why does charging efficiency matter?

Some electricity is lost between the wall socket and stored battery energy. At an assumed 85% efficiency, replenishing 500Wh draws about 588Wh from the socket. The calculator includes this allowance; you can change it under More options.

Find an e-bike suited to the journeys you actually do

Our budget buying guide compares battery sizes, realistic range, gearing and the compromises worth knowing before you buy.

Best e-bikes under £500